12 months no payments and 12 months no interest on instore purchases

Q Card Terms and Conditions

No payments and no interest for 12 months (“Payment Holiday”) is available on Flexi Payment Plans & Flexi Purchases for in-store purchases only until  07/08/2020 . Minimum spend $499. Annual Account Fee of $50 applies. New Cardholder fees – $55 Establishment. Existing Cardholder fee – $35 Advance. Standard Interest Rate, currently 25.99% p.a or 22.95% p.a. (depending on your card) applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.The issuer (Columbus Financial Services Limited  with respect to Q Mastercard and Consumer Finance Limited with respect to Q Card)  reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.